Investment management has been an important industry for centuries. In ancient Egypt, the Pharoes used to employ people to look after their gold reserves and see it was invested into profitable projects. Sine our investments are often our savings for the future, it is important to have some expert advice regarding them. Having someone manage your investments can be extremely beneficial if you either don’t have time to do it yourself or you don’t understand. The industry as a whole is very complicated and qualified advisers spend many years studying for it. Within society, it is usually the rich and affluent who use investment management and this allows them to get even richer. Our model wants to allow wider members of society to profit from this age old practice. We allow you to get the same expert advice, but our online portal allows us to deliver it to you at a cheaper price. Therefore, the investment industry can become more open and we can all benefit.

Asset Management is similar to investment management, but it encompasses a wider range of things. An “asset” is anything that you may own, from your property through to thing such as your basic clothing. Investments are just one of your assets. It is extremely important to take into account all of your assets when you are making any financial decision. Those who don’t can often run into great difficulties further down the line, especially with regard to debt. For example, it would be unwise to start investing any savings you have if you had a huge credit card debt that you still needed to pay off. Asset management gives you a wider depiction of your financial situation, which is why it is a term that is often used when talking about money and investments.

Money investment is an even more specific type of investment. Obviously you can invest different types of financial products. For example you could invest your pension, and this would most likely be called pension investing. Money investment is the term we usually to refer to any cash or money you have sitting in a current account. It is often this money that is sitting accumulating nothing that could benefit from investing. So if you have been funnelling money away into a bank account, maybe it is time to think, could I be earning from this? Some people live off the income from their investments, so it can be a very rewarding decision.

No matter what type of investing you are thinking of undertaking, a financial advisor is a qualified professional who will help and guide you with your financial decisions. A financial adviser usually encompasses a whole host of skills put together. You can also be re-assured that in order to call themselves a financial adviser, a person must have a diploma in financial planning and be registered with the FSA. There are extremely strict practices about what you can and can’t do concerning financial advice so you can rest easy knowing that when using a financial adviser, you are usually in quite experienced and qualified hands.

Please note that these articles are written by finance journalists, who are not qualified financial advisors, and therefore nothing in this article quantifies as financial advice.